MORTGAGE & FINANCE

7 Ways to Lower Your Mortgage Payments

7 Ways to Lower Your Mortgage Payments

A mortgage is a significant financial commitment, and reducing mortgage payments can help when you’re feeling the financial crunch. Fortunately, there are several strategies that you can adopt to… Read more ⇢
Is an FHA 203(k) Loan Right For You?

Is an FHA 203(k) Loan Right For You?

If you’ve been house-hunting for a fixer-upper, then you may have heard about 203(k) loans from the FHA. But what exactly are these loans, how can they be used,… Read more ⇢
What To Do If You’re Facing Foreclosure

What To Do If You’re Facing Foreclosure

Foreclosure is a legal process by which a lender can take possession of a property when the homeowner fails to make mortgage payments. If you’re facing foreclosure, then it’s… Read more ⇢
What Are USDA Loans?

What Are USDA Loans?

Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of… Read more ⇢
When Can Sellers Keep Earnest Money?

When Can Sellers Keep Earnest Money?

When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the… Read more ⇢
4 Tips for Applying for a Mortgage

4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little… Read more ⇢
What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢
5 Ways To Use Your Home Equity

5 Ways To Use Your Home Equity

For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic,… Read more ⇢
Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will… Read more ⇢
Getting the Best Interest Rate

Getting the Best Interest Rate

When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different prices… Read more ⇢
Why a Mortgage Pre-Approval Is So Important

Why a Mortgage Pre-Approval Is So Important

Is 2022 your year to buy a home? Congratulations! Becoming a homeowner is a major life milestone, and this year is a great time to buy a home. But… Read more ⇢
When You Shouldn’t Make Extra Mortgage Payments

When You Shouldn’t Make Extra Mortgage Payments

Paying off your mortgage early is a good thing, right? While we’d all love to have full ownership of our homes sooner rather than later, it isn’t always the… Read more ⇢
Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
Benefits of a VA Loan

Benefits of a VA Loan

If you’re purchasing a home and you’re an active military service member, a veteran, or a surviving spouse, then you may qualify for a VA loan. Read more ⇢
You Don’t Need 20% Down

You Don’t Need 20% Down

Is a down payment standing between you and your dreams of homeownership? Most people think you need at least 20 percent down in order to buy a home. But… Read more ⇢

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